Rates

MOBILE HOMES

Eligible for owner or non-owner occupied Dwelling Property only; rate as frame construction; apply the following additional charge per $1,000 of insurance to the policy premium.

Occupancy

Cook County

Remainder of State

East St. Louis

Owner Occupied

$11.617

$7.876

$11.232

Non-Owner Occupied

$25.250

$15.302

$23.279

Personal Property

$13.389

$12.703

$13.389

HOMEOWNERS OPTIONAL LIABILITY COVERAGE

OPTIONAL LIABILITY COVERAGE
Coverage F limits indicated below are "each person" limits.

Coverage E Personal Liability

$100,000

$200,000

$300,000

Coverage F Medical Payments

$1,000

$2,000

$2,000

Premiums

incl.

$40

 $50

* Note Coverage E = Personal Liability; Coverage F = Medical Payments

HOMEOWNERS TOWNHOUSE OR ROWHOUSE

HO 2, HO 3 and HO 8 policies; premium for an eligible townhouse or rowhouse is computed by multiplying the base premium by the appropriate factor from the following table.

Number of Units

Protection Class

1-8

Protection Class

9 & Over

1 or 2 Family Dwelling

1 & 2

0.92

0.92

3 & 4

1.01

1.06

5 - 8

1.15

1.20

9 & Over

1.29

1.33

3 or 4 Family Dwelling

5 - 8

1.06

1.10

9 & Over

1.20

1.24

RESIDENTIAL MINE SUBSIDENCE

COVERAGES

$19.00

first $10,000 coverage

$2.77

for each additional $10,000 or fraction thereof

up to a maximum of $750,000

WATER BACK-UP AND SUMP OVERFLOW

HO 3 Policies only; $5,000 limit of liability; $250 Deductible

Territory

Premium Charge

Chicago, Lake and Cook Counties

$325.00

Remainder of State and Southeastern Counties

$325.00